Impound insurance UK

Vehicle Impounded: Why Do You Have to Impose a Fine on Me?

Circumstances,  where you are allow to drive without a valid MOT, are very limit and the rules around. When you can drive without a valid MOT can be confusing and your vehicle impounded. Hopefully, we will clear up some of this confusion. And assist you to understand the rules and regulations surrounding MOTs a little more plainly.

Can you drive without a valid MOT?

Well, yes, and no. your valid MOT is a test and certificate confirming that your vehicle is roadworthy. As soon as that impounded vehicle insurance certificate expires, your vehicle is no longer considered to be roadworthy in the sights of the law. If you are stopped by the authorities and the police request a copy of a valid MOT, failure to provide one can lead to prosecution for non-compliance.

The only time that it is illegal to drive your vehicle impounded without a valid MOT is when when you are driving to a pre-booked appointment at a garage for an MOT test. If you do get stop by the police, you are require to provide proof that you have a pre-book appointment for an MOT test to which you are traveling.

When is it legal to drive without a valid MOT?

As mention above, the only time that it is legal to drive without a valid MOT. When you are driving your vehicle to an MOT test center for a pre-book appointment. The appointment should be pre-book. You just cannot simply be driving to a test center hoping to have the vehicle tested when you arrive.

Again, if you are unable to provide satisfactory proof to the police. That you are driving without a valid MOT to a pre-hired appointment at a test center. You may be liable for prosecution.

What is the penalty for driving without a valid MOT?

It is often the case that driving without an MOT is not penalized quite as severely as other driving offenses, particularly if it is dealt with quickly. Points are not generally issued on a driver’s license. However, a court can impose a fine. your vehicle may also be impound.

Driving without a valid MOT must not be confuse with driving a vehicle. That is consider not to be roadworthy and in a dangerous situation. You can have a valid MOT but be driving a vehicle that is a dangerous situation, as anything can happen within the 12 months between MOT tests that causes the vehicle to become dangerous.

Does driving a vehicle without an MOT negate your insurance?

There is no simple answer to this particular question because all insurance companies are different and you should check your own vehicle impounded policy’s wording, or contact your insurance company if you want an answer that is particular to your vehicle.

Having said that, in almost all cases, insurance companies will state that as early as your MOT expires. Your insurance becomes invalid. As they only want to insure a roadworthy vehicle to keep claims to a minimum.

This causes a few problems. First, it is not legal to drive a vehicle in the UK without valid insurance. So you are leaving yourself open to prosecution. And a penalty fee plus penalty points and if the matter goes to court. You may have to pay an unlimited fine. You may be ban from drive and your vehicle will be impound and possibly scrap.

Secondly, if you are involve in an accident and you don’t have a valid MOT. Your insurance company may state that your insurance was not right. And you may have to pay the costs as a result of that accident.

Related Blogs

Impounded Vehicle Insurance

If your vehicle is impounded, you need suitable impound vehicle insurance to recover the impounded vehicle. But not everyone knows how to …

Impound insurance UK

Release my vehicle offers a simple solution to release your car impounded by police with no insurance. We offer a variety of …